Bali currency and money

Indonesia uses the rupiah (IDR). Denominations run into the hundreds of thousands, so it is worth taking a moment on arrival to get used to the notes.

Cards vs cash. Hotels, established restaurants and larger shops generally accept cards. Warungs, markets, small tour operators, scooter hire and drivers are usually cash-only.

ATMs. Use machines attached to bank branches, inside hotels or in shopping centres rather than standalone street machines. Check the per-withdrawal limit and your own bank's international fees before you travel - a travel-friendly Australian debit card can save a meaningful amount over a two-week trip.

Exchanging money. Use authorised money changers with a shopfront and a posted rate, count notes yourself, and be wary of rates that are clearly better than everyone else's.

Tipping is not obligatory but is common and appreciated for drivers, guides and spa staff. Many restaurants add service and government tax to the bill.